Welcome to Valo Vault ("we," "our," or "us"). This Privacy Policy explains how we collect, use, disclose, and safeguard personal and non-personal data when you use the Valo Vault Android application, valovault.in, payments.valovault.in, or related Valo Vault services (collectively, the "Services").

By accessing or using the Services, you signify your acceptance of this Privacy Policy. If you do not agree with it, please discontinue use of the Services.

1. Information We Collect

To provide the Services, maintain security, and improve user experience, we may collect the following categories of information:

A. Information You Provide Directly

B. Information Collected Automatically

C. Information from Third-Party Partners

2. How We Use Your Information

We process your data strictly for legitimate business purposes and to provide the core functionality of Valo Vault. Specifically, we use your information to:

3. How We Share and Disclose Your Information

We do not sell personal information for money. If you choose Personalized Ads, advertising partners may use or share device information for ad delivery, measurement, security, and personalization as described below. If you choose Basic / Contextual Ads, personalization is disabled while limited processing may continue for contextual delivery, measurement, frequency control, security, and fraud prevention. If you choose Keep Ads Off, no ad request is made. We may otherwise share data only under the following circumstances:

A. Service Providers

We use trusted third-party providers to operate the Services, perform related services, or help us understand how the Services are used. These providers may access data only as needed to perform their work on our behalf. Key partners include:

B. Legal Compliance & Protection

We may disclose your information if required to do so by law, court order, subpoena, or other legal processes. Furthermore, we may disclose your information if we believe in good faith that such action is necessary to investigate fraud, protect the security or integrity of the App, defend our legal rights, or protect the personal safety of Valo Vault users or the public.

4. Data Retention and Security

Data Security: We implement robust, industry standard security practices including encryption in transit (HTTPS) and secure database rules via Google Firebase to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, please be aware that no method of transmission over the internet or method of electronic storage is 100% secure.

Data Retention: We will retain your personal data only for as long as is necessary for the purposes set out in this Privacy Policy, or as required to comply with our legal obligations, resolve disputes, and enforce our legal agreements. You may request the deletion of your account and associated data at any time by contacting support.

5. Your Data Protection Rights

Depending on your region (such as under the GDPR in Europe or the CCPA in California), you may have certain data protection rights, including:

You can review or change your advertising privacy choice in the App under Settings > Privacy & Legal > Privacy Choices. To exercise other rights, contact us at support@valovault.in. We will respond to your request within a reasonable timeframe.

6. Children's Privacy

Valo Vault does not target and is not intended for use by anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and you are aware that your child has provided us with personal data, please contact us immediately so that we may take steps to remove that information from our servers.

7. External Links

The Services may contain links to websites or services that we do not operate, such as YouTube trailers or external news articles. Review the privacy policy of any external service you visit; we are not responsible for its content or privacy practices.

8. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated "Effective Date" at the top. You are advised to review this Privacy Policy periodically for any changes. Continued use of the App following the posting of changes constitutes your acceptance of such changes.

9. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

Email: support@valovault.in